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NCUA & Equal Housing


Loan Rates

Bullet Shop our competitive loan rates!

Borrowing is easy at USECU. Whether you need a loan for a car, a special vacation, or a family emergency, we’ve got the loan options to meet your needs.

Rates effective 09/01/2014 and are subject to change.

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Type of Loan Annual Percentage Rate
*New/Used Vehicle Loan as low as 1.99% (2 year term)
*New/Used Vehicle Loan as low as 2.99% (3 year term)
*New/Used Vehicle Loan as low as 3.49% (4 year term)
*New/Used Vehicle Loan as low as 3.99% (5 year term)
*New/Used Vehicle Loan as low as 4.49% (6 year term)
Flex Line of Credit as low as 7.15%
*Signature Loans as low as 11.65%
Overdraft Line of Credit 10.15%
Share Secured Loans 3.00% over rate of secured account

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*To Qualified Borrowers: Vehicle and Signature loan rates include a .25% reduction for automatic payment transfer.